--- title: risk management solutions description: Risk management and workers comp solutions for businesses. Our team has the risk management tools your business needs in todays environment. WD Risk Management. --- “As a partner agency of Patriot Growth Insurance Services, LLC, we are transitioning to the Patriot name and brand. While our look will change—including our logo, website, and email addresses—our commitment to you remains the same. Same trusted team. Same personalized and local service. Same dedication to your insurance needs. Stay tuned for more updates and visit us at patriotgis.com soon. If you have questions, please reach out—we’d love the opportunity to talk!” [![WD-Patriot-logo-RGB](https://www.wdandassociates.com/hubfs/WD%20Logos/WD-Patriot-logo-RGB.png "WD-Patriot-logo-RGB")](https://www.wdandassociates.com/) [401-435-4239](tel:4014354239) ![header-img.jpg](https://cdn2.hubspot.net/hub/383029/hubfs/Espark-dtemplate/images/bg-img9.jpg?width=1500&name=bg-img9.jpg "header-img.jpg") # Risk Management | P&C | Workers Compensation When was your last risk audit & assesment ![Managing risk business challenges uncertainty concept. Elephant with giraffe walking on dangerous rope high in sky symbol balance overcoming fear for goal success. Young entrepreneur corporate world .jpeg](https://www.wdandassociates.com/hs-fs/hubfs/Stock%20images/Managing%20risk%20business%20challenges%20uncertainty%20concept.%20Elephant%20with%20giraffe%20walking%20on%20dangerous%20rope%20high%20in%20sky%20symbol%20balance%20overcoming%20fear%20for%20goal%20success.%20Young%20entrepreneur%20corporate%20world%20.jpeg?width=1000&name=Managing%20risk%20business%20challenges%20uncertainty%20concept.%20Elephant%20with%20giraffe%20walking%20on%20dangerous%20rope%20high%20in%20sky%20symbol%20balance%20overcoming%20fear%20for%20goal%20success.%20Young%20entrepreneur%20corporate%20world%20.jpeg "Managing risk business challenges uncertainty concept. Elephant with giraffe walking on dangerous rope high in sky symbol balance overcoming fear for goal success. Young entrepreneur corporate world .jpeg") #### Yes, You CAN! - Create that organizational safety net - Improve outcomes - Communicate safety effectively - Improve your safety culture - Get a full risk assessment - Know your strengths - Know your weaknesses - Access industry specific guides and resources - Access interactive risk management tools - Become an Employer of Choice #### Share This [![Share on Facebook](https://static.hubspot.com/final/img/common/icons/social/facebook-24x24.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Fwww.wdandassociates.com%2Frisk-management-solutions%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.wdandassociates.com%2Frisk-management-solutions%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://static.hubspot.com/final/img/common/icons/social/twitter-24x24.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fwww.wdandassociates.com%2Frisk-management-solutions%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Fwww.wdandassociates.com%2Frisk-management-solutions%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=risk%20management%20solutions) [![Share on Email](https://static.hubspot.com/final/img/common/icons/social/email-24x24.png)](mailto:?subject=Check%20out%20https%3A%2F%2Fwww.wdandassociates.com%2Frisk-management-solutions%3Futm_medium%3Dsocial%26utm_source%3Demail%20&body=Check%20out%20https%3A%2F%2Fwww.wdandassociates.com%2Frisk-management-solutions%3Futm_medium%3Dsocial%26utm_source%3Demail) ## Are you comfortable with your current risk management exposure? - Contrary to belief it's not just about P&C insurance. - Thinking your risk management needs may not be up to date? - When was the last time you had a long and thorough risk management audit? - Have you considered protecting dangerous cyber risks? - Do you have the right safety culture? - Do you need help creating or updating a safety manual? - Are your lockout tag-out programs properly in place? - What percentage of your total costs are workers comp claims and premiums? - Are you properly maintaining your OSHA injuries database?   ![Risk Assessmant.jpg](https://www.wdandassociates.com/hs-fs/hubfs/Wdandassociates%20March2017/Risk%20Assessmant.jpg?width=640&name=Risk%20Assessmant.jpg "Risk Assessmant.jpg") ###### You think you're covered It's not all that uncommon for businesses to think they have the necessary coverage in place until they experience a loss and seek to blame someone. Even the most forward-thinking businesses get hit with losses. It's absolutely critical to ensure that you have the right policies, programs, and communication / responses in place before a claim occurs. Just buying P&C, General Liability & Worker Compensation insurance isn't enough. Rather, It's about the Risk Management programs we put in place to curve your claims downward. Creating that **Organizational Safety Net** is one of the main pillars in the [**WDA Strategic Alignment System**](https://www.wdandassociates.com/employer-of-choice) that helps you become an [**Employer of Choice!**](https://www.wdandassociates.com/employer-of-choice) Conducting a full audit is a start. Creating an engaged **safety culture** is another since we all want our employees to be safe and productive. Education and [preparation ](https://www.wdandassociates.com/blog/hurricane-coverage-101-you-might-be-on-the-hook-for-more-than-you-think)are essential. Not only do we have the experts here at WDA to help you, we also have some of the best risk management, workers compensation and safety resources out there. To ensure your future success you need to be ready for a number of claims all at one time.  For example, there are not enough companies thinking of **cyber risk** these days. It's our job to solidify those programs and responses in coordination with your risk team and employees. We have several **industry specific interactive risk tools** that are customized to your business specific needs. **It's not easy running a business today. **We have all the [**compliance tools**](https://www.wdandassociates.com/legal-compliance) and resources available to ensure you stay away from costly fines. There's a great online **OSHA recordable adviser** tool we have ready for you here at WDA. You certainly do not want to mishandle your OSHA claims.  We see many companies fail to **communicate workplace safety** requirements and guidelines. At WDA we have newsletters, posters, emails, payroll stuffers, etc. to ensure [**adequate communication**.](https://www.wdandassociates.com/employee-communication-guide) We want to ensure best practices for injuries, illnesses and incidents to **reduce** the possibility of reoccurring claims that could have been managed is the right programs, processes and communication protocols were in place. It all comes down to [***Best Practices**!*](https://www.wdandassociates.com/hr-consulting-services) Rest assured we have many risk management and workers comp. solutions to meet your needs. --- ###### Question: What is unique and different about WDA's risk assessment? ###### Answer: It's neither generic nor general. Our risk management | worker's compensation specialists come geared and ready with industry specific checklists and questionnaires which enables them to conduct a full audit of your risk management, workers comp, safety and best practices needs. ### I Want Help With ### Download Free Sample Guide ![Total Compensation Sample.png](https://www.wdandassociates.com/hs-fs/hubfs/CTA%20docs/Document%20Screenshots/Total%20Compensation%20Sample.png?width=512&name=Total%20Compensation%20Sample.png "Total Compensation Sample.png") [![Download Now](https://no-cache.hubspot.com/cta/default/2594513/0070d3a2-2a8a-4580-960b-30419eba52cd.png)](https://cta-redirect.hubspot.com/cta/redirect/2594513/0070d3a2-2a8a-4580-960b-30419eba52cd) ![Risk Management on Black-Golden Watch Face with Closeup View of Watch Mechanism..jpeg](https://www.wdandassociates.com/hs-fs/hubfs/Stock%20images/Risk%20Management%20on%20Black-Golden%20Watch%20Face%20with%20Closeup%20View%20of%20Watch%20Mechanism..jpeg?width=1000&name=Risk%20Management%20on%20Black-Golden%20Watch%20Face%20with%20Closeup%20View%20of%20Watch%20Mechanism..jpeg "Risk Management on Black-Golden Watch Face with Closeup View of Watch Mechanism..jpeg") ## Features ![](https://cdn2.hubspot.net/hub/383029/hubfs/Espark-dtemplate/images/icon-15.png?t=1468831669082&width=32&height=48&name=icon-15.png) ### [Tools you need](https://www.wdandassociates.com/risk-management-solutions#) Your access to the latest risk management tools and tips to help you manage your business all year.  ![](https://cdn2.hubspot.net/hub/383029/hubfs/Espark-dtemplate/images/icon-15.png?t=1468831669082&width=32&height=48&name=icon-15.png) ### [OSHA Recording Software](https://www.wdandassociates.com/risk-management-solutions#) Our online OSHA recordkeeping software will help you stay organized, up to date and compliant. Big time saver! ![](https://cdn2.hubspot.net/hub/383029/hubfs/Espark-dtemplate/images/icon-15.png?t=1468831669082&width=32&height=48&name=icon-15.png) ### MOD Management Solutions to easily manage your MOD and stay in front of an issue before it becomes a problem. ![](https://cdn2.hubspot.net/hub/383029/hubfs/Espark-dtemplate/images/icon-15.png?t=1468831669082&width=32&height=48&name=icon-15.png) ### [Workers Comp](https://www.wdandassociates.com/risk-management-solutions#) Access the numerous guides, handbooks, and advice to improve your safety program. ## Sounds exciting, doesn't it? ![cell phone.jpg](https://www.wdandassociates.com/hs-fs/hubfs/Stock%20images/cell%20phone.jpg?width=1500&name=cell%20phone.jpg "cell phone.jpg") ## Ready to get Started Give us a call, schedule an introduction via an in-person or virtual meeting. [![Schedule a call for Workers Comp. /  Risk Mgmt. here!](https://no-cache.hubspot.com/cta/default/2594513/3d599f30-f350-4e4c-adcd-7ff1c2b4f940.png)](https://cta-redirect.hubspot.com/cta/redirect/2594513/3d599f30-f350-4e4c-adcd-7ff1c2b4f940) [![WD-Patriot-logo-RGB](https://www.wdandassociates.com/hubfs/WD%20Logos/WD-Patriot-logo-RGB.png "WD-Patriot-logo-RGB")](https://www.wdandassociates.com/) #### WHO WE ARE Offices throughout Rhode Island & New Jersey. Established in 1992 by William Delmage. Headquartered in East Providence, RI with offices in Newport and Hoboken, NJ. One of New England's premier, award winning, health care consulting firms. #### CONNECT - [**](https://www.facebook.com/wdandassociates/) - [**](https://twitter.com/WDA_Patriot) - [**](https://www.linkedin.com/company/wd-%26-associates-inc-) #### CONTACT HQ: 34 Hemingway Drive East Providence Rhode Island 02915 United States [401.435.4239](tel:4014354239) [info@wdandassociates.com](mailto:info@wdandassociates.com) #### SITEMAP ### CONNECT WITH US 2021 WD & Associates. All rights reserved.