Call us - 401-435-4239
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Offering a different, more unique client experience

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WD & Associates, an award winning company, recognized by its peers as one of the leading employee benefits, health plan consulting firms of its kind in the Northeast, ranked in the top 1% nationwide and winning top honors and awards year after year.
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Areas of Specialization

Have-To-Buy

Want-To-Buy

  • Medical
  • Dental
  • Vision
  • Group Life
  • Group Disability
  • Voluntary Benefits
  • Custom Co-Pay Plans
  • Self-Funded Strategies
  • Level-Funded Strategies
  • Stop-Loss
  • Health Savings Accounts
  • Health Reimbursement Arrangements
  • Flexible Spending Accounts
  • Electronic Enrollment
  • Claims Analysis
  • Actuarial Consulting
  • High Cost Claims Identification
  • Legal Compliance
  • Pay or Play Rules
  • Multi-Year Planning
  • RFPs
  • Non-Brokered Consulting

     

  • 3-5 Year Strategic Plan
  • Education
  • Data Analytics
  • Wellness Programs
  • Financial Wellness
  • Total Rewards
  • Employee Engagement
  • Cost Containment Strategy
  • Telemedicine

Unique Features

Below are some unique services to WD Core Benefits Group that might intrest you!

Legal Compliance

With our in-house legal counsel, and monthly newsletters,  we can help you to stay compliant with all the federal & state guidelines, employment laws, FMLA, ACA, FLSA, ERISA, Handbooks and more.

Electronic Enrollment

Electronic enrollment can enhance your open enrollment experience. Link your enrollment directly to the carriers. Feed the info to your payroll and HRIS. Several electronic enrollment solutions are available to meet the needs of every business.

Actuarial Expertise

SELF-INSURED GROUPS WILL HAVE ACCESS TO A HOST OF ACTUARIAL EXPERTISE AND SERVICES WITH OUR ACTUARIAL TEAM. WE CONDUCT QUARTERLY MEETINGS TO REVIEW CLAIMS AND PROVE OR DISPROVE YOUR RENEWAL.

Wellness

Most companies can't afford to pay a 3rd party wellness company to implement a program. One of our solutions is a free, interactive step-by-step wellness program.

Education

Education is one of the pillars that made WDA successful. With our education alerts we strive to educate employers, employees and dependents.

Higher Engagement

A RECENT STUDY SHOWED YOU CAN REDUCE THE COST OF HEALTHCARE BY 20% IF YOU JUST PROPERLY COMMUNICATE AND ENGAGE YOUR EMPLOYEES.

Voluntary Benefits

OUR TURN-KEY SOLUTIONS GIVE EMPLOYEES ACCESS TO MULTIPLE CARRIERS, ACCESS TO ON-SITE COUNSELORS AND WEB BASED ENROLLMENTS TOOLS TO MAKE YOUR OPEN ENROLLMENT GO SMOOTHLY.

Medicare

WITH IN-HOUSE MEDICARE CONSULTANTS WE CAN HELP TO EDUCATE AND GUIDE YOUR MEDICARE ELIGIBLE STAFF TO THE RIGHT MEDICARE SUPPLEMENT. 

 Your WD Core Benefits Group Team

 

Bill Delmage
President | CEO | Founder
Terry Merritt
Business Manager
Joe Damico
EVP & Managing Director
Joanne Audette
Chief Operating Officer, General Counsel
Ben Delmage
Director of Sales and Marketing
Scott Buisson
Sr. Consultant & Director of Medicare
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(401) 782-1865

tom@wdandassociates.com 

Tom Tasca
Sr. Benefits Specialist Sales
Tammie Delmage
Controller
Kay Byron
Account Manager
Susan Piccerelli
Sr. Benefits Specialist Sales
Natalie Delmage
Sales & Marketing
Jon Delmage
Account Executive, Technology Project Manager
Melissa Rebelo
Senior Account Manager
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X. 100

sborges@bcfa.net 

Stacy Borges
Receptionist

Resources

Could your HR department use extra support?

WD offers a wealth of time-saving HR tools, guides, and educational resources: print-ready employee flyers featuring health, safety and wellness topics, legislative information and communication and other HR administration tools.

Below is just a sampling of the types of resources WD clients gain access to.

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Our goal at WDA is to listen and solve your problems. We have a staff second to none; very talented and dedicated people who share our common theme to help solve your problems. They are very passionate and empathetic to your needs. I encourage and welcome you to chat with one of our terrific WDA team members! I'm confident that the team and solutions available to you here at WDA will leave you feeling as confident in them as I do. 
William Delmage
- President | CEO | Founder - WD & Associates, Inc.
Schedule a call with a WDA team member!
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DOWNLOAD OUR FREE EBOOK - employer of choice

Get helpful insights and ideas on how to become an Employer of Choice with our Succeed with WDA brochure.
     Download Here
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What clients say ?

 

My dealings with Bill, Terry and WDA have always been positive. We get great value from our relationship with WDA. Keep up the good work!

Erica
- Owner- Dunkin Donuts Franchise

 

I can’t think of anything WD could do better. Staff is knowledgeable, responds promptly and is always patient and courteous. They offer a wide variety of services and are up to date on the newest trends.

Many years of wonderful service!

Jo-Ann
- Controller- Fitness Company

 

WD & Associates is great at keeping us up to date with constant industry changes. We are highly satisfied.

Glen
- President- Engineering Firm

 

I really appreciate the depth of your product knowledge. Your thoughtful comments, suggestions and insights as we reviewed our insurance renewal were invaluable. 

Anonymous

 

Great source of information, always willing to take the time to educate me and my colleagues. Thank you for your vast offering of services, knowledge and information.

Phyllis
-Benefits Manager-Travel Company

 

Bill’s guidance has been a key factor in how we approach deciding on our healthcare benefits and managing costs. He has been able to steer us in the right direction amid the chaotic nature of health insurance.

Anonymous

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Ready to Get Started?

Give us a call, schedule an introduction via an in-person or virtual meeting.
Schedule a call with a WDA team member!