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Benefits written on multiple road sign. too many benefits to choose from. need help

Yes, You CAN!

  • Become an Employer of Choice
  • Have a deeper conversation
  • Lay out a 3-5 year strategic plan
  • Create a customized improvement plan
  • Prove or disprove the carrier's renewal
  • Perform a Claims Audit
  • Work with Several PEO's
  • Elect Fully Insured Self Insured Level Funding
  • Understand Stop Loss

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Searching for something you've never seen before?

  • Tired of benefits brokers endlessly calling you asking to quote?
  • Tired of the same old, same old?
  • Searching for that new idea?
  • Frustrated with constant carrier plan changes every year?
  • Is communicating benefits an issue?
  • Do you feel held hostage by the carriers?
  • Is your broker showing only a few options at renewal?
  • Are you offering the benefits package that attracts and retains top talent?
  • Is your renewal late?
  • Do your employees feel great about the benefits that you offer?
  • Are you paying too much?
  • Wish you could customize your own plan, co-pays and deductibles?
  • Want to build in wellness rewards?

 

There's their method...

Horse and buggy for old fashioned brokers

Then there's OUR Way

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Brokers Need To Do More 

The traditional broker model is outdated. Many brokers continue to push price and product, failing to service accounts and only showing up at the next renewal. This model offers little or no value to employers in today's business environment. Brokers who fail to change their old ways are likely already on the path to extinction.

We are breaking that mold. Through the years we have continually sought meaningful improvement as one of the top employee benefits consultants. We push ourselves to adapt, change and evolve for the benefit of our clients. In this increasingly complex business environment clients need more attention than ever. 


Offering a DIFFERENT Conversation

Our client experience is thought provoking and engaging. It goes beyond the scope of traditional insurance products. We offer a new conversation. 

Our 4-step  process, the "WDA Strategic Alignment System," solves problems by building customized improvement plans for each client. We look beyond price and product to bring real changes across the board, often in areas outside traditional plan offerings. 

The bottom line is, we will help your business become an Employer of Choice! 


Back to Benefits...

Benefits remain important. We are not diminishing that fact. They are still a huge over-head expense. They are a key component in your ability to attract and retain top talent. That is precisely why we need to revisit how you buy benefits.

In recent years we have seen companies that feel trapped by the carriers. Their co-pays and deductibles are unsatisfactory and the plan changes every year. Their employees will not be happy to see co-pays go from $25 to $40, but it's all they can afford and the employer may be too small for a full blown self-insured plan. Some industries are discriminated against just because of their SIC code. Sound familiar?

We understand; we recognize the problem, and we have the answer!

We can now build a customized benefit plan that puts you in the driver's seat! YOU pick your office co-pay for your PCP. YOU pick your office co-pay for your specialist. YOU pick the deductible you want your employees to have. By the way, how would you like built-in wellness rewards in this custom plan? We can do that!

A well planned benefits strategy should lower costs, increase employee engagement and keep you compliant with the ever changing laws. Changes will not happen overnight; typically a multi-year plan will be necessary in order to truly increase benefit performance for your organization and your employees. Host a Medicare 101 meeting to educate your medicare eligible employees on the differences between an employer sponsored health plan and a Medicare plan.

Another thing most people don't do but NEED to do is a Healthcare Consumption Audit. How do you know if you're overpaying or underpaying your carrier? It's one of the few tools at an employer's disposal to avoid the healthcare snowball. 

Read the Healthcare Snowball Part 1 and the Healthcare Snowball Part 2.

STEP 1: We NEED to MEET!

Our suggestion: meet early. The earlier the better - that's the key to better outcomes. If you are waiting until the last minute to make choices for your next renewal you are not going to have time to explore your options and weigh the pros and cons. Meeting well in advance of your renewal gives us the time to talk strategy and plot solutions for your business.

For Large Group Employers: when was the last time someone said we can PROVE or DISPROVE the carrier's renewal? With WDA, we're engaged with you all year. We use our resources for mid-year reviews and we're conducting quarterly projections, so there are no surprises at renewal time.

In large group, every month, there are winners and there are losers. It's our job to make sure you're a WINNER! Why should you have to pay for the bad claims experience of another company renewing the same month as you? Most brokers do not have the resources to accomplish this.

Wouldn't you like to know what hospitals your employees are visiting most? What day of the week they are headed to the emergency room? Benchmarking how your claims compare to regional, national and industry norms?

We have the resources, and we have the actuaries behind us. We'll look to see if self-insurance is a fit for you. We'll analyze the different stop-loss carriers. We will bring the solution that best meets your needs. Again, WDA can do all of this for you.

You're well on your way to becoming an Employer of Choice!


Question:

When people use the term "tailor benefits" is that the same as "custom" benefits?

Answer:

No not at all. Tailoring benefits is simply choosing multiple desired insurance products (medical, dental, LTD, etc...). Whereas "CUSTOM BENEFITS" puts you in the driver's seat to pick your desired co-pays, and deductibles regardless of the insurance carrier. That's right, we have the technology to let you choose your co-pays, $5, $10, $15 etc....

Don't let the insurance company keep you handcuffed to their plans anymore. We have the benefits technology to change and improve your employee benefits.

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Are you Open to Change? written on a board with a business man on background

Features

Employer of Choice

Your guide to becoming an employer of choice.

Strategic Alignment System

The WDA Strategic ALignment System is a blueprint for your success!

Benefits Technology

Integrate your benefits program and enrollment directly into your hris and payroll systems.

Custom Benefits ...Really

The technology to custimize your own plan for small, medium and large employers does exist.

Sounds exciting, doesn't it?

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Ready to get Started

Give us a call to schedule an in-person or virtual introduction.
Schedule a call for Benefits with WDA here!