You Ask, We Answer: Medicare

[fa icon='calendar'] Oct 17, 2017 2:24:43 PM / by Natalie Delmage posted in Medicare, older employees, health plan cost containment, employee education, you ask we answer, client questions

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Q. We have 65+ year old employees on our health plan and are trying to contain costs. Can move them to Medicare? What are the rules around that? Can we pay for their Medicare costs like supplement and Part D?  


medicare transition. older employees. cost containment. age discrimination

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Compliance Alert: Rhode Island Sick and Safe Leave

[fa icon='calendar'] Oct 3, 2017 11:47:44 AM / by Joanne Audette, Esq. posted in Employment Law, Compliance, Sick leave, new law, Rhode Island Employers, Safe leave

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Governor Gina Raimondo has signed a new bill into law that affects sick and safe leave requirements for Rhode Island Employers.


We expect many of you will have questions about how the law affects you specifically. Please read the following rundown of the requirements and let us know how we can help you further as you begin to prepare.


 Compliance Concept. Word on Folder Register of Card Index. Selective Focus..jpeg

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Best Pratices to Consider About Retaliation

[fa icon='calendar'] Sep 26, 2017 2:42:02 PM / by Natalie Delmage posted in Compliance, retaliation, anti-retaliation, protect your business

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The definition of retaliation in the context of employment law is broad and the trend is toward broadening it further. In August of 2016 the Equal Employment Opportunity Commission (EEOC) expanded the definitions of protected activity, adverse action and causal connection.


You might think that retaliation is “I complained. I was fired” but the broader definition includes any conduct that discourages an individual from coming forward.


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Meet Your Account Manager: Terry Merritt

[fa icon='calendar'] Aug 29, 2017 9:37:44 AM / by Natalie Delmage

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As Vice President of Group Benefits, Terry Merritt oversees our account management team. She has been with WD & Associates since its inception and works closely with both our brokers and our clients. She prides herself on our client retention rates.


Terry has heard it all and learned a few things along the way. Today she’s sharing a bit of her story:

Terry Headshot-1.jpg


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How to Control Prescription Costs With Good Consumerism

[fa icon='calendar'] Aug 3, 2017 10:33:52 AM / by Natalie Delmage

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Pharmacist's hands checking information about medicines.jpeg


Consumerism is a hot topic in our industry. So far we have heard a lot of talk but seen little action from most consumers. One of the most controversial and inflammatory topics is prescription drug costs.


If we can bring consumer-style decision making into prescription shopping then we can have significant impact on everybody’s spending – yours and your employees’. We need to draw attention to how savvy shopping behavior can affect to this ever-increasing expense. 


We have focused a lot of the conversation around rising prices and increased premiums. By shifting that conversation to focusing on people’s individual behavior we have a real opportunity to change the overall costs of healthcare.

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Electronic Enrollment as a Retention Tool

[fa icon='calendar'] Jul 20, 2017 7:01:00 AM / by Natalie Delmage posted in Retention, Employee Retention, Electronic Enrollment, Employee Engagement, Communication

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Business Communication on the Mechanism of Metal Cogwheels..jpeg


Many of our clients have been showing interest in moving to electronic enrollment platforms. HR departments frequently discuss the need to streamline their ongoing daily administrative functions and to simplify the enrollment processes.


In today's business environment with ever tightening resources, rising insurance costs, and increasing complexities of compliance, companies are considering tools that increase efficiency and accuracy.


The question arises, could there be other benefits to technology? Does the increased simplicity and accuracy necessarily also increase communication and if so could it also have an impact on retention?

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