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WD & Associates is one of New England's premier, award winning health care consulting firms. WD evaluates and manages all our clients’ health plan needs assuring they pay the most equitable rates for the most comprehensive coverage. Established in 1992 by William Delmage, WD is headquartered in East Providence, RI with offices in Newport, RI and Hoboken, NJ.


One of WD's goals is to be the trusted healthcare advisors of choice for businesses and individuals looking for elite service from their insurance broker. WD provides everything from employee benefits to retirement planning as other established firms do, but with a unique, hands-on boutique experience.


With extensive industry knowledge, service, ethical standards and creativity, WD & Associates is distinguished in the marketplace with a growing 95% client retention rate. In addition to Employee Benefits, WD’s other brokerage services include Property and Casualty products and services, HR/Legal consulting, Financial and Retirement products and services.


WD & Associates and its family of companies remains a local, privately held company.


Executive Team

Bill Delmage

President & CEO


Terry Merrit

Vice President of Benefits


Tammie Delmage



Joanne Audette, Esq.

In-house Legal Counsel

Resource Center

Could your HR department use extra support?

WD offers a wealth of time-saving HR tools, guides, and educational resources: print-ready employee flyers featuring health, safety and wellness topics, legislative information and communication and other HR administration tools.

Below is just a sampling of the types of resources WD clients gain access to.


Contact Contact

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Corporate Office 34 Hemingway Drive East Providence, RI 02915 Phone 401-435-4239 Fax 401-435-5060 Additional Offices Newport, RI North Kingstown, RI Hoboken, NJ