---
title: The WDA Blog | safety net
description: safety net | WD & Associates is an organization of brokers and advisors who help our clients become Employers of Choice and establish an Organizational Safety Net.
---

 “As a partner agency of Patriot Growth Insurance Services, LLC, we are transitioning to the Patriot name and brand. While our look will change—including our logo, website, and email addresses—our commitment to you remains the same. Same trusted team. Same personalized and local service. Same dedication to your insurance needs. Stay tuned for more updates and visit us at patriotgis.com soon. If you have questions, please reach out—we’d love the opportunity to talk!”

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[401-435-4239](tel:4014354239)

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# The WDA Blog

<https://www.wdandassociates.com/blog/workers-compensation-is-an-employee-benefit-matter>

##### [Workers Compensation is an Employee Benefit Matter...](https://www.wdandassociates.com/blog/workers-compensation-is-an-employee-benefit-matter)

Many employers don’t realize that when an employee is "injured on duty" there is interaction with other facets of their...

- **  [Risk Management](https://www.wdandassociates.com/blog/topic/risk-management), [safety net](https://www.wdandassociates.com/blog/topic/safety-net), [WD Risk Management Co.](https://www.wdandassociates.com/blog/topic/wd-risk-management-co), [protect your business](https://www.wdandassociates.com/blog/topic/protect-your-business), [ERISA Compliance](https://www.wdandassociates.com/blog/topic/erisa-compliance), [Workers Compensation](https://www.wdandassociates.com/blog/topic/workers-compensation)
- **  [ Joe Damico](https://www.wdandassociates.com/blog/author/joe-damico)
- **  May 17, 2018

<https://www.wdandassociates.com/blog/compliance-reminder-dol-penalties-increase>

##### [Compliance Reminder: Civil Penalties Increase](https://www.wdandassociates.com/blog/compliance-reminder-dol-penalties-increase)

It has been a few months since the Department of Labor civil penalties increased. Have you taken steps to ensure compliance? 

...

- **  [Employee Benefits](https://www.wdandassociates.com/blog/topic/employee-benefits), [Employment Law](https://www.wdandassociates.com/blog/topic/employment-law), [employer of choice](https://www.wdandassociates.com/blog/topic/employer-of-choice), [safety net](https://www.wdandassociates.com/blog/topic/safety-net), [FMLA](https://www.wdandassociates.com/blog/topic/fmla), [Compliance](https://www.wdandassociates.com/blog/topic/compliance), [COBRA](https://www.wdandassociates.com/blog/topic/cobra), [qualifying event](https://www.wdandassociates.com/blog/topic/qualifying-event), [protect your business](https://www.wdandassociates.com/blog/topic/protect-your-business), [Rhode Island Employers](https://www.wdandassociates.com/blog/topic/rhode-island-employers), [ERISA Compliance](https://www.wdandassociates.com/blog/topic/erisa-compliance)
- **  [ Natalie Delmage](https://www.wdandassociates.com/blog/author/natalie-delmage)
- **  April 12, 2018

<https://www.wdandassociates.com/blog/4-reasons-business-owners-need-buy-sell-agreements>

##### [4 Reasons Business Owners Need Buy-Sell Agreements](https://www.wdandassociates.com/blog/4-reasons-business-owners-need-buy-sell-agreements)

Think you don’t need a Buy-Sell Agreement / Arrangement? You might want to reconsider.

Have you thought of all the situations...

- **  [Risk Management](https://www.wdandassociates.com/blog/topic/risk-management), [Retirement Planning](https://www.wdandassociates.com/blog/topic/retirement-planning), [Life Insurance](https://www.wdandassociates.com/blog/topic/life-insurance), [safety net](https://www.wdandassociates.com/blog/topic/safety-net)
- **  [ Natalie Delmage](https://www.wdandassociates.com/blog/author/natalie-delmage)
- **  June 8, 2017

<https://www.wdandassociates.com/blog/why-we-do-what-we-do>

##### [Why We Do What We Do: An Interview with Bill Delmage](https://www.wdandassociates.com/blog/why-we-do-what-we-do)

I recently sat down with our President and CEO, Bill Delmage, at the WDA office in East Providence to talk about why we do what...

- **  [Employee Benefits](https://www.wdandassociates.com/blog/topic/employee-benefits), [Health Insurance](https://www.wdandassociates.com/blog/topic/health-insurance), [Risk Management](https://www.wdandassociates.com/blog/topic/risk-management), [HR Consulting](https://www.wdandassociates.com/blog/topic/hr-consulting), [Life Insurance](https://www.wdandassociates.com/blog/topic/life-insurance), [Broker](https://www.wdandassociates.com/blog/topic/broker), [Advisor](https://www.wdandassociates.com/blog/topic/advisor), [WD & Associates](https://www.wdandassociates.com/blog/topic/wd-associates), [employer of choice](https://www.wdandassociates.com/blog/topic/employer-of-choice), [safety net](https://www.wdandassociates.com/blog/topic/safety-net), [Meet Our Team](https://www.wdandassociates.com/blog/topic/meet-our-team)
- **  [ Natalie Delmage](https://www.wdandassociates.com/blog/author/natalie-delmage)
- **  April 28, 2017

![bg-img19.jpg](https://cdn2.hubspot.net/hubfs/383029/Espark-dtemplate/images/bg-img19.jpg "bg-img19.jpg")

![FMLA EE Guide](https://www.wdandassociates.com/hs-fs/hubfs/CTA%20docs/Document%20Screenshots/FMLA%20EE%20Guide.png?width=423&name=FMLA%20EE%20Guide.png "FMLA EE Guide")

###### DOWNLOAD your free employee guide to fmail medical leave act (FMLA).

Our Employee Guide to FMLA is yours free now, just click to download. It has a wealth of information that you can use now!

[![     Download Your FMLA Guide Here](https://no-cache.hubspot.com/cta/default/2594513/3a6d2a27-1dac-494e-9747-b51305f1b4bf.png)](https://cta-redirect.hubspot.com/cta/redirect/2594513/3a6d2a27-1dac-494e-9747-b51305f1b4bf)

## Leave a comment

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- [Compliance (16)](https://www.wdandassociates.com/blog/topic/compliance)
- [Employee Benefits (16)](https://www.wdandassociates.com/blog/topic/employee-benefits)
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- [Employee Engagement (10)](https://www.wdandassociates.com/blog/topic/employee-engagement)
- [Life Insurance (10)](https://www.wdandassociates.com/blog/topic/life-insurance)
- [good healthcare consumer (10)](https://www.wdandassociates.com/blog/topic/good-healthcare-consumer)
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- [client questions (9)](https://www.wdandassociates.com/blog/topic/client-questions)
- [Risk Management (8)](https://www.wdandassociates.com/blog/topic/risk-management)
- [employee education (8)](https://www.wdandassociates.com/blog/topic/employee-education)
- [protect your business (8)](https://www.wdandassociates.com/blog/topic/protect-your-business)
- [Communication (7)](https://www.wdandassociates.com/blog/topic/communication)
- [Employee Retention (7)](https://www.wdandassociates.com/blog/topic/employee-retention)
- [Employment Law (7)](https://www.wdandassociates.com/blog/topic/employment-law)
- [healthcare spending (7)](https://www.wdandassociates.com/blog/topic/healthcare-spending)
- [Advisor (5)](https://www.wdandassociates.com/blog/topic/advisor)
- [HR Consulting (5)](https://www.wdandassociates.com/blog/topic/hr-consulting)
- [Helath Insurance (5)](https://www.wdandassociates.com/blog/topic/helath-insurance)
- [employer of choice (5)](https://www.wdandassociates.com/blog/topic/employer-of-choice)
- [financial wellbeing (5)](https://www.wdandassociates.com/blog/topic/financial-wellbeing)
- [Employee Handbooks (4)](https://www.wdandassociates.com/blog/topic/employee-handbooks)
- [Retirement Planning (4)](https://www.wdandassociates.com/blog/topic/retirement-planning)
- [Rhode Island Employers (4)](https://www.wdandassociates.com/blog/topic/rhode-island-employers)
- [WD Risk Management Co. (4)](https://www.wdandassociates.com/blog/topic/wd-risk-management-co)
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- [safety net (4)](https://www.wdandassociates.com/blog/topic/safety-net)
- [you ask we answer (4)](https://www.wdandassociates.com/blog/topic/you-ask-we-answer)
- [COBRA (3)](https://www.wdandassociates.com/blog/topic/cobra)
- [ERISA Compliance (3)](https://www.wdandassociates.com/blog/topic/erisa-compliance)
- [Employee Termination (3)](https://www.wdandassociates.com/blog/topic/employee-termination)
- [FMLA (3)](https://www.wdandassociates.com/blog/topic/fmla)
- [Medicare (3)](https://www.wdandassociates.com/blog/topic/medicare)
- [Meet Our Team (3)](https://www.wdandassociates.com/blog/topic/meet-our-team)
- [Online Enrollment Systems (3)](https://www.wdandassociates.com/blog/topic/online-enrollment-systems)
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- [WD HR Impact (3)](https://www.wdandassociates.com/blog/topic/wd-hr-impact)
- [employer education (3)](https://www.wdandassociates.com/blog/topic/employer-education)
- [qualifying event (3)](https://www.wdandassociates.com/blog/topic/qualifying-event)
- [wellness ROI (3)](https://www.wdandassociates.com/blog/topic/wellness-roi)
- ["employee benefit liability insurance (2)](https://www.wdandassociates.com/blog/topic/employee-benefit-liability-insurance)
- [Broker (2)](https://www.wdandassociates.com/blog/topic/broker)
- [Electronic Enrollment (2)](https://www.wdandassociates.com/blog/topic/electronic-enrollment)
- [Long Term Care Insurance (2)](https://www.wdandassociates.com/blog/topic/long-term-care-insurance)
- [Professional Employer Organizations (PEO) (2)](https://www.wdandassociates.com/blog/topic/professional-employer-organizations-peo)
- [Workers Compensation (2)](https://www.wdandassociates.com/blog/topic/workers-compensation)
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- [compliance violations (2)](https://www.wdandassociates.com/blog/topic/compliance-violations)
- [consumerism (2)](https://www.wdandassociates.com/blog/topic/consumerism)
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- [older employees (2)](https://www.wdandassociates.com/blog/topic/older-employees)
- [prescription pricing (2)](https://www.wdandassociates.com/blog/topic/prescription-pricing)
- [retaliation (2)](https://www.wdandassociates.com/blog/topic/retaliation)
- ["homeowners policy (1)](https://www.wdandassociates.com/blog/topic/homeowners-policy)
- ["hurricane deductible" (1)](https://www.wdandassociates.com/blog/topic/hurricane-deductible)
- ["medicare open enrollment" (1)](https://www.wdandassociates.com/blog/topic/medicare-open-enrollment)
- ["personal Lines Coverage" (1)](https://www.wdandassociates.com/blog/topic/personal-lines-coverage)
- ["protect your home from storms" (1)](https://www.wdandassociates.com/blog/topic/protect-your-home-from-storms)
- [Checklist (1)](https://www.wdandassociates.com/blog/topic/checklist)
- [Commercial General Liability Insurance (1)](https://www.wdandassociates.com/blog/topic/commercial-general-liability-insurance)
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- [GOCO (1)](https://www.wdandassociates.com/blog/topic/goco)
- [HRIS (1)](https://www.wdandassociates.com/blog/topic/hris)
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- [Massachusetts (1)](https://www.wdandassociates.com/blog/topic/massachusetts)
- [Open Enrollment (1)](https://www.wdandassociates.com/blog/topic/open-enrollment)
- [Payroll (1)](https://www.wdandassociates.com/blog/topic/payroll)
- [Retention (1)](https://www.wdandassociates.com/blog/topic/retention)
- [Rx spending (1)](https://www.wdandassociates.com/blog/topic/rx-spending)
- [Safe leave (1)](https://www.wdandassociates.com/blog/topic/safe-leave)
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- [WD Wealth Advisors (1)](https://www.wdandassociates.com/blog/topic/wd-wealth-advisors)
- [alternative uses for HSAs (1)](https://www.wdandassociates.com/blog/topic/alternative-uses-for-hsas)
- [anti-harassment training (1)](https://www.wdandassociates.com/blog/topic/anti-harassment-training)
- [beneficiary designation (1)](https://www.wdandassociates.com/blog/topic/beneficiary-designation)
- [candidate / applicant rights (1)](https://www.wdandassociates.com/blog/topic/candidate-applicant-rights)
- [cobra qualifying event (1)](https://www.wdandassociates.com/blog/topic/cobra-qualifying-event)
- [control costs (1)](https://www.wdandassociates.com/blog/topic/control-costs)
- [corporate safety net (1)](https://www.wdandassociates.com/blog/topic/corporate-safety-net)
- [dependent coverage (1)](https://www.wdandassociates.com/blog/topic/dependent-coverage)
- [drug and alcohol testing policy (1)](https://www.wdandassociates.com/blog/topic/drug-and-alcohol-testing-policy)
- [elder care law (1)](https://www.wdandassociates.com/blog/topic/elder-care-law)
- [employee classification (1)](https://www.wdandassociates.com/blog/topic/employee-classification)
- [filial responsibility for LTC costs (1)](https://www.wdandassociates.com/blog/topic/filial-responsibility-for-ltc-costs)
- [gap insurance for leased auto (1)](https://www.wdandassociates.com/blog/topic/gap-insurance-for-leased-auto)
- [how to spend HSA dollars in retirement (1)](https://www.wdandassociates.com/blog/topic/how-to-spend-hsa-dollars-in-retirement)
- [independent contractor (1)](https://www.wdandassociates.com/blog/topic/independent-contractor)
- [long term planning (1)](https://www.wdandassociates.com/blog/topic/long-term-planning)
- [maintenance medications (1)](https://www.wdandassociates.com/blog/topic/maintenance-medications)
- [new law (1)](https://www.wdandassociates.com/blog/topic/new-law)
- [paperwork after divorce (1)](https://www.wdandassociates.com/blog/topic/paperwork-after-divorce)
- [personal auto policy (1)](https://www.wdandassociates.com/blog/topic/personal-auto-policy)
- [protect your co. from discrimination suits (1)](https://www.wdandassociates.com/blog/topic/protect-your-co-from-discrimination-suits)
- [protect your money (1)](https://www.wdandassociates.com/blog/topic/protect-your-money)
- [substance testing of employees (1)](https://www.wdandassociates.com/blog/topic/substance-testing-of-employees)
- [termination (1)](https://www.wdandassociates.com/blog/topic/termination)
- [update your documents (1)](https://www.wdandassociates.com/blog/topic/update-your-documents)
- [voluntary benefits enrich core program (1)](https://www.wdandassociates.com/blog/topic/voluntary-benefits-enrich-core-program)
- [who pays for the nursing home (1)](https://www.wdandassociates.com/blog/topic/who-pays-for-the-nursing-home)

[see all](https://www.wdandassociates.com/blog/topic/safety-net#)

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