Health Care Consumption Audit

Do you pay too much for health care? Most will say YES! How do you know for sure?

Run a Health Care Consumption Audit and get the real value of your group. Best part, its free. It accomplishes two goals - 1) proves you either overpay for insurance, or 2) proves you underpay for insurance based on your actual risk score. There a 3 basic risk score's:

Low Risk

These Employers overpay relative to risk.

Moderate Risk

Community rated and pooled rate range.

high risk

These employers underpay relative to risk.

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First Step - Employee Questionnaires

Employees answer questions regarding their medical history all online on a HIPAA secure certified portal. Employers never see employee specific answers.

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Second Step - Underwriters

Multiple underwriter's from several insurance carriers will review the data. After the data is analyzed, they will submit a report which will show what the actual cost of insurance should be. All of this is based on the actual risk of your group.

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Third Step - The Proof

We will then be able to prove whether or not your company is paying too little or too much in premium. One or more underwriters may make an offer to better insurance your group at a better price.

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Fourth Step - The Data

Most employers receive little to no data about their claims relative to their group. Now you would have access to aggregate data on how your employees are consuming health care. You can now make future wellness decisions to help lower healthcare costs.

Want to explore health care consumption audits? Click Here

Why we're the best option

I can’t think of anything WD could do better. Staff is knowledgeable, responds promptly and is always patient and courteous. They offer a wide variety of services and are up to date on the newest trends.

Many years of wonderful service!

Jo-Ann, Fitness Company

WD & Associates helped with a customized offering- more than what I expected. I didn't look at competitors because I knew WD & Associates was the right broker right off the bat.

John, Owner, Skyline Group

WD is great at keeping us up to date with constant industry changes.

We are highly satisfied!

Glen, Engineering Firm

A clear and bold heading

Health Care Consumption Audits

Low Risk

Moderate Risk

high risk

Learn more on Healthcare Consumption Audits

First Step - Employee Questionnaires

Second Step - Underwriters

Third Step - The Proof

Fourth Step - The Data

Why we're the best option

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