--- title: Financial Wellness- Top 10 Steps to Save for Retirement description: Get ahead of the game with top 10 ways to save for retirement. Are you saving enough? 42% of Americans aren't. Let's make sure you have all the tools you need. --- ![Idea exchange concept. Ideas agreement Investing in business innovation and financial commerce backing of creativity. Open lightbulb icon with gear mechanisms. Funding potential innovative growth .jpeg](https://www.wdandassociates.com/hs-fs/hubfs/Stock%20images/Idea%20exchange%20concept.%20Ideas%20agreement%20Investing%20in%20business%20innovation%20and%20financial%20commerce%20backing%20of%20creativity.%20Open%20lightbulb%20icon%20with%20gear%20mechanisms.%20Funding%20potential%20innovative%20growth%20.jpeg?width=1000&name=Idea%20exchange%20concept.%20Ideas%20agreement%20Investing%20in%20business%20innovation%20and%20financial%20commerce%20backing%20of%20creativity.%20Open%20lightbulb%20icon%20with%20gear%20mechanisms.%20Funding%20potential%20innovative%20growth%20.jpeg "Idea exchange concept. Ideas agreement Investing in business innovation and financial commerce backing of creativity. Open lightbulb icon with gear mechanisms. Funding potential innovative growth .jpeg") ![main.png](https://www.wdandassociates.com/hs-fs/hubfs/WD%20Logos/main.png?width=216&name=main.png "main.png") # Download Our Free Guide To Retirement Savings! ### Top 10 Ways to Save For Retirement - Today, only 42 percent of Americans have calculated how much they need to save for retirement. - 30 percent of those who have 401(k) coverage available don’t participate in their employer’s plan. - The average American spends 18 years in retirement. Use these tips to get ahead of the game on retirement savings.  ### 1 Quick Step ![Financial Wellness - top 10 ways to save for retirement.png](https://www.wdandassociates.com/hs-fs/hubfs/CTA%20docs/Document%20Screenshots/Financial%20Wellness%20-%20top%2010%20ways%20to%20save%20for%20retirement.png?width=319&name=Financial%20Wellness%20-%20top%2010%20ways%20to%20save%20for%20retirement.png "Financial Wellness - top 10 ways to save for retirement.png") #### Implement Your Free Tips The guide yours to keep. We hope you find it useful! #### Contact Offices throughout Rhode Island & New Jersey HQ: 34 Hemingway Drive  East Providence, RI 02915 Call us: 401-435-4239 Email: [info@wdandassociates.com](mailto:info@wdandassociates.com) #### Site map #### Email For newsletter ### Subscribe our Newsletter Copyright © 2017 WD & Associates. All rights reserved.