--- title: The WDA Blog | good healthcare consumer description: good healthcare consumer | WD & Associates is an organization of brokers and advisors who help our clients become Employers of Choice and establish an Organizational Safety Net. --- “As a partner agency of Patriot Growth Insurance Services, LLC, we are transitioning to the Patriot name and brand. While our look will change—including our logo, website, and email addresses—our commitment to you remains the same. Same trusted team. Same personalized and local service. Same dedication to your insurance needs. Stay tuned for more updates and visit us at patriotgis.com soon. If you have questions, please reach out—we’d love the opportunity to talk!” [![WD-Patriot-logo-RGB](https://www.wdandassociates.com/hubfs/WD%20Logos/WD-Patriot-logo-RGB.png "WD-Patriot-logo-RGB")](https://www.wdandassociates.com/) [401-435-4239](tel:4014354239) ![bg-img11.jpg](https://cdn2.hubspot.net/hub/383029/hubfs/Espark-dtemplate/images/bg-img11.jpg?width=1500&name=bg-img11.jpg "bg-img11.jpg") # The WDA Blog ##### [NOW WHAT: One Broker's Perspective as a First Time HSA Plan Participant](https://www.wdandassociates.com/blog/to-hsa-or-not-to-hsa.-what-a-question) In January my family will have an HSA plan for the first time. Now what? The question with an HSA is will you use it now? And... - **  [Employee Benefits](https://www.wdandassociates.com/blog/topic/employee-benefits), [Helath Insurance](https://www.wdandassociates.com/blog/topic/helath-insurance), [healthcare spending](https://www.wdandassociates.com/blog/topic/healthcare-spending), [good healthcare consumer](https://www.wdandassociates.com/blog/topic/good-healthcare-consumer), [health plan cost containment](https://www.wdandassociates.com/blog/topic/health-plan-cost-containment), [employee education](https://www.wdandassociates.com/blog/topic/employee-education), [Long Term Care Insurance](https://www.wdandassociates.com/blog/topic/long-term-care-insurance), ["employee benefit liability insurance](https://www.wdandassociates.com/blog/topic/employee-benefit-liability-insurance), [how to spend HSA dollars in retirement](https://www.wdandassociates.com/blog/topic/how-to-spend-hsa-dollars-in-retirement), [alternative uses for HSAs](https://www.wdandassociates.com/blog/topic/alternative-uses-for-hsas) - **  [ Natalie Delmage](https://www.wdandassociates.com/blog/author/natalie-delmage) - **  January 3, 2019 ##### [5 Questions to Change the Conversation with Your Doctor](https://www.wdandassociates.com/blog/5-questions-to-change-the-conversation-with-your-doctor) Better questions can help you make better healthcare decisions. By asking these 5 questions every time a practitioner... - **  [Broker](https://www.wdandassociates.com/blog/topic/broker), [WD Core Benefits Group](https://www.wdandassociates.com/blog/topic/wd-core-benefits-group), [Helath Insurance](https://www.wdandassociates.com/blog/topic/helath-insurance), [Employee Engagement](https://www.wdandassociates.com/blog/topic/employee-engagement), [Communication](https://www.wdandassociates.com/blog/topic/communication), [consumerism](https://www.wdandassociates.com/blog/topic/consumerism), [good healthcare consumer](https://www.wdandassociates.com/blog/topic/good-healthcare-consumer), [Rhode Island Employers](https://www.wdandassociates.com/blog/topic/rhode-island-employers), [health plan cost containment](https://www.wdandassociates.com/blog/topic/health-plan-cost-containment) - **  [ Natalie Delmage](https://www.wdandassociates.com/blog/author/natalie-delmage) - **  September 27, 2018 ##### [Why We Still Do What We Do](https://www.wdandassociates.com/blog/one-year-later-why-we-still-do-what-we-do) Last year I interviewed Bill for the WDA blog and it became one of our most read posts. So I thought I would further the... - **  [Organizational Development](https://www.wdandassociates.com/blog/topic/organizational-development), [WD Core Benefits Group](https://www.wdandassociates.com/blog/topic/wd-core-benefits-group), [Helath Insurance](https://www.wdandassociates.com/blog/topic/helath-insurance), [Employee Retention](https://www.wdandassociates.com/blog/topic/employee-retention), [Employee Engagement](https://www.wdandassociates.com/blog/topic/employee-engagement), [healthcare spending](https://www.wdandassociates.com/blog/topic/healthcare-spending), [good healthcare consumer](https://www.wdandassociates.com/blog/topic/good-healthcare-consumer), [multi year benefit strategy](https://www.wdandassociates.com/blog/topic/multi-year-benefit-strategy), [health plan cost containment](https://www.wdandassociates.com/blog/topic/health-plan-cost-containment), [employee education](https://www.wdandassociates.com/blog/topic/employee-education) - **  [ Natalie Delmage](https://www.wdandassociates.com/blog/author/natalie-delmage) - **  September 25, 2018 ##### [Pave The Way To Get Buy-In On Healthcare Changes](https://www.wdandassociates.com/blog/pave-the-way-to-get-buy-in-on-healthcare-changes) Someone asked me recently why I am so passionate about wellness and why I am pushing them to educate their people about their... - **  [Employee Benefits](https://www.wdandassociates.com/blog/topic/employee-benefits), [WD & Associates](https://www.wdandassociates.com/blog/topic/wd-associates), [WD Core Benefits Group](https://www.wdandassociates.com/blog/topic/wd-core-benefits-group), [Employee Retention](https://www.wdandassociates.com/blog/topic/employee-retention), [Employee Engagement](https://www.wdandassociates.com/blog/topic/employee-engagement), [Communication](https://www.wdandassociates.com/blog/topic/communication), [maintenance medications](https://www.wdandassociates.com/blog/topic/maintenance-medications), [healthcare spending](https://www.wdandassociates.com/blog/topic/healthcare-spending), [consumerism](https://www.wdandassociates.com/blog/topic/consumerism), [good healthcare consumer](https://www.wdandassociates.com/blog/topic/good-healthcare-consumer), [decrease prescription spending](https://www.wdandassociates.com/blog/topic/decrease-prescription-spending), [multi year benefit strategy](https://www.wdandassociates.com/blog/topic/multi-year-benefit-strategy), [health plan cost containment](https://www.wdandassociates.com/blog/topic/health-plan-cost-containment), [employee education](https://www.wdandassociates.com/blog/topic/employee-education), [you ask we answer](https://www.wdandassociates.com/blog/topic/you-ask-we-answer), [client questions](https://www.wdandassociates.com/blog/topic/client-questions), [wellness ROI](https://www.wdandassociates.com/blog/topic/wellness-roi) - **  [ Natalie Delmage](https://www.wdandassociates.com/blog/author/natalie-delmage) - **  June 28, 2018 ##### [Total Person Wellness: Financial Health and Employee Productivity](https://www.wdandassociates.com/blog/financial-health-and-productivity) Wellness programs should include the whole person. In addition to physical health, wellness programs should include mental... - **  [Employee Benefits](https://www.wdandassociates.com/blog/topic/employee-benefits), [Health Insurance](https://www.wdandassociates.com/blog/topic/health-insurance), [Advisor](https://www.wdandassociates.com/blog/topic/advisor), [WD & Associates](https://www.wdandassociates.com/blog/topic/wd-associates), [WD Core Benefits Group](https://www.wdandassociates.com/blog/topic/wd-core-benefits-group), [Employee Engagement](https://www.wdandassociates.com/blog/topic/employee-engagement), [good healthcare consumer](https://www.wdandassociates.com/blog/topic/good-healthcare-consumer), [protect your business](https://www.wdandassociates.com/blog/topic/protect-your-business), [health plan cost containment](https://www.wdandassociates.com/blog/topic/health-plan-cost-containment), [employee education](https://www.wdandassociates.com/blog/topic/employee-education), [financial wellbeing](https://www.wdandassociates.com/blog/topic/financial-wellbeing), [wellness ROI](https://www.wdandassociates.com/blog/topic/wellness-roi) - **  [ Natalie Delmage](https://www.wdandassociates.com/blog/author/natalie-delmage) - **  June 21, 2018 ##### [Snowball Fight: Taking Control of Healthcare Costs, Part 2](https://www.wdandassociates.com/blog/snowball-fight-taking-control-of-healthcare-costs-part-2) Last week I went over some of the [factors driving the rise of healthcare costs that are not in our control. ](https://www.wdandassociates.com/blog/the-uncontrolled-healthcare-snowball-part-1)This week I will... - **  [Health Insurance](https://www.wdandassociates.com/blog/topic/health-insurance), [healthcare spending](https://www.wdandassociates.com/blog/topic/healthcare-spending), [good healthcare consumer](https://www.wdandassociates.com/blog/topic/good-healthcare-consumer), [decrease prescription spending](https://www.wdandassociates.com/blog/topic/decrease-prescription-spending), [prescription pricing](https://www.wdandassociates.com/blog/topic/prescription-pricing), [health plan cost containment](https://www.wdandassociates.com/blog/topic/health-plan-cost-containment), [client questions](https://www.wdandassociates.com/blog/topic/client-questions) - **  [ Ben Delmage](https://www.wdandassociates.com/blog/author/ben-delmage) - **  May 31, 2018 - [1](https://www.wdandassociates.com/blog/topic/good-healthcare-consumer/page/1) - [2](https://www.wdandassociates.com/blog/topic/good-healthcare-consumer/page/2) - [**](https://www.wdandassociates.com/blog/topic/good-healthcare-consumer/page/2) ![bg-img19.jpg](https://cdn2.hubspot.net/hubfs/383029/Espark-dtemplate/images/bg-img19.jpg "bg-img19.jpg") ![FMLA EE Guide](https://www.wdandassociates.com/hs-fs/hubfs/CTA%20docs/Document%20Screenshots/FMLA%20EE%20Guide.png?width=423&name=FMLA%20EE%20Guide.png "FMLA EE Guide") ###### DOWNLOAD your free employee guide to fmail medical leave act (FMLA). Our Employee Guide to FMLA is yours free now, just click to download. It has a wealth of information that you can use now! 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Established in 1992 by William Delmage. Headquartered in East Providence, RI with offices in Newport and Hoboken, NJ. One of New England's premier, award winning, health care consulting firms. #### CONNECT - [**](https://www.facebook.com/wdandassociates/) - [**](https://twitter.com/WDA_Patriot) - [**](https://www.linkedin.com/company/wd-%26-associates-inc-) #### CONTACT HQ: 34 Hemingway Drive East Providence Rhode Island 02915 United States [401.435.4239](tel:4014354239) [info@wdandassociates.com](mailto:info@wdandassociates.com) #### SITEMAP ### CONNECT WITH US 2021 WD & Associates. All rights reserved.