--- title: Where Are You In The Spectrum? description: Where Are You In The Spectrum? image: https://www.wdandassociates.com/hubfs/Wdandassociates%20March2017/Images/full%20spectrum.png --- “As a partner agency of Patriot Growth Insurance Services, LLC, we are transitioning to the Patriot name and brand. While our look will change—including our logo, website, and email addresses—our commitment to you remains the same. Same trusted team. Same personalized and local service. Same dedication to your insurance needs. Stay tuned for more updates and visit us at patriotgis.com soon. If you have questions, please reach out—we’d love the opportunity to talk!” [![WD-Patriot-logo-RGB](https://www.wdandassociates.com/hubfs/WD%20Logos/WD-Patriot-logo-RGB.png "WD-Patriot-logo-RGB")](https://www.wdandassociates.com/) [401-435-4239](tel:4014354239) ![bg-img11.jpg](https://cdn2.hubspot.net/hub/383029/hubfs/Espark-dtemplate/images/bg-img11.jpg?width=1500&name=bg-img11.jpg "bg-img11.jpg") ## [Where Are You In The Spectrum?](https://www.wdandassociates.com/blog/2017/03/where-are-you-in-spectrum) ![Natalie Delmage](https://app.hubspot.com/settings/avatar/2d39381fa78b623d16ea5059eec46a95) By [Natalie Delmage](https://www.wdandassociates.com/blog/author/natalie-delmage) - October 1, 2024 - [**](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.wdandassociates.com%2Fblog%2F2017%2F03%2Fwhere-are-you-in-spectrum&t=Where%20Are%20You%20In%20The%20Spectrum) - [**](https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.wdandassociates.com%2Fblog%2F2017%2F03%2Fwhere-are-you-in-spectrum&text=:%20Where%20Are%20You%20In%20The%20Spectrum) - [**](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.wdandassociates.com%2Fblog%2F2017%2F03%2Fwhere-are-you-in-spectrum&title=Where%20Are%20You%20In%20The%20Spectrum?&summary=Where%20Are%20You%20In%20The%20Spectrum) - [**](https://plus.google.com/share?url=https%3A%2F%2Fwww.wdandassociates.com%2Fblog%2F2017%2F03%2Fwhere-are-you-in-spectrum) [![Where Are You In The Spectrum](https://www.wdandassociates.com/hs-fs/hubfs/Wdandassociates%20March2017/Images/full%20spectrum.png?width=640&name=full%20spectrum.png "Where Are You In The Spectrum")](https://www.wdandassociates.com/hubfs/Wdandassociates%20March2017/Images/full%20spectrum%20(2).png) Now more than ever employers should be turning to their trusted benefits advisor for guidance and demanding a full spectrum of support from them in multiple areas including: Compliance, Benefits Administration, Communication, Insurance Guidance, Human Resources and Organizational Development.    **DID YOU KNOW**   **32%** of business plans audited by the DOL received fines of over $10,000 **89%** of employees expect decision making tools during open enrollment **54%** of employees say selecting a health plan is more complicated than solving a Rubik's cube **34%** of employees were aware of any wellness plan offered by employers **$1,500** per year is the extra health costs you can expect to pay for an inactive employee   You deserve a true consultant "with a level of insatiable curiosity focused on uncovering what may be holding your organization back from reaching new heights." I highly recommend you read this article from one of our partners. It will help you further [evaluate what you want from your broker relationship](https://insights.q4intel.com/employers/are-you-getting-the-most-from-your-insurance-broker/consultant-relationship) moving forward.   We strive to be a partner moving our clients forward. Did you know that our expertise includes a full range of solutions from benefits and HR to technology to risk management and beyond. Check out our [10 Great Reasons to Choose WD](https://www.wdandassociates.com/blog/2016/09/10-great-reasons-to-choose-wd-associates).   We are curious about your specific needs. What problems are you facing right now? Send us a whopper -- we like to solve puzzles! ![bg-img19.jpg](https://cdn2.hubspot.net/hubfs/383029/Espark-dtemplate/images/bg-img19.jpg "bg-img19.jpg") ![FMLA EE Guide](https://www.wdandassociates.com/hs-fs/hubfs/CTA%20docs/Document%20Screenshots/FMLA%20EE%20Guide.png?width=423&name=FMLA%20EE%20Guide.png "FMLA EE Guide") ###### DOWNLOAD your free employee guide to fmail medical leave act (FMLA). Our Employee Guide to FMLA is yours free now, just click to download. It has a wealth of information that you can use now! [![     Download Your FMLA Guide Here](https://no-cache.hubspot.com/cta/default/2594513/3a6d2a27-1dac-494e-9747-b51305f1b4bf.png)](https://cta-redirect.hubspot.com/cta/redirect/2594513/3a6d2a27-1dac-494e-9747-b51305f1b4bf) ## Leave a comment ![Natalie Delmage](https://app.hubspot.com/settings/avatar/2d39381fa78b623d16ea5059eec46a95) Written by [Natalie Delmage](https://www.wdandassociates.com/blog/author/natalie-delmage) ### Posts by Topic - [Compliance (16)](https://www.wdandassociates.com/blog/topic/compliance) - [Employee Benefits (16)](https://www.wdandassociates.com/blog/topic/employee-benefits) - [Health Insurance (11)](https://www.wdandassociates.com/blog/topic/health-insurance) - [WD & Associates (11)](https://www.wdandassociates.com/blog/topic/wd-associates) - [WD Core Benefits Group (11)](https://www.wdandassociates.com/blog/topic/wd-core-benefits-group) - [Employee Engagement (10)](https://www.wdandassociates.com/blog/topic/employee-engagement) - [Life Insurance (10)](https://www.wdandassociates.com/blog/topic/life-insurance) - [good healthcare consumer (10)](https://www.wdandassociates.com/blog/topic/good-healthcare-consumer) - [health plan cost containment (10)](https://www.wdandassociates.com/blog/topic/health-plan-cost-containment) - [client questions (9)](https://www.wdandassociates.com/blog/topic/client-questions) - [Risk Management (8)](https://www.wdandassociates.com/blog/topic/risk-management) - [employee education (8)](https://www.wdandassociates.com/blog/topic/employee-education) - [protect your business (8)](https://www.wdandassociates.com/blog/topic/protect-your-business) - [Communication (7)](https://www.wdandassociates.com/blog/topic/communication) - [Employee Retention (7)](https://www.wdandassociates.com/blog/topic/employee-retention) - [Employment Law (7)](https://www.wdandassociates.com/blog/topic/employment-law) - [healthcare spending (7)](https://www.wdandassociates.com/blog/topic/healthcare-spending) - [Advisor (5)](https://www.wdandassociates.com/blog/topic/advisor) - [HR Consulting (5)](https://www.wdandassociates.com/blog/topic/hr-consulting) - [Helath Insurance (5)](https://www.wdandassociates.com/blog/topic/helath-insurance) - [employer of choice (5)](https://www.wdandassociates.com/blog/topic/employer-of-choice) - [financial wellbeing (5)](https://www.wdandassociates.com/blog/topic/financial-wellbeing) - [Employee Handbooks (4)](https://www.wdandassociates.com/blog/topic/employee-handbooks) - [Retirement Planning (4)](https://www.wdandassociates.com/blog/topic/retirement-planning) - [Rhode Island Employers (4)](https://www.wdandassociates.com/blog/topic/rhode-island-employers) - [WD Risk Management Co. 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The 5 Process Stages](https://www.wdandassociates.com/hubfs/asian-manager-signing-agreement-for-health-insurance.jpg) ](https://www.wdandassociates.com/blog/healthcare-plan-renewal-stages) ##### [Healthcare Plan Renewals - The 5 Process Stages](https://www.wdandassociates.com/blog/healthcare-plan-renewal-stages) ![Ben Delmage](https://www.wdandassociates.com/hubfs/Headshots/New%20Headshots/Square%20headshots/Square%20Ben.jpg) By [ Ben Delmage](https://www.wdandassociates.com/blog/healthcare-plan-renewal-stages/author/ben-delmage) - August 25, 2021 [**](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.wdandassociates.com%2Fblog%2Fhealthcare-plan-renewal-stages&t=Healthcare%20Plan%20Renewals%20-%20The%205%20Process%20Stages) [**](https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.wdandassociates.com%2Fblog%2Fhealthcare-plan-renewal-stages&text=:%20) [**](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.wdandassociates.com%2Fblog%2Fhealthcare-plan-renewal-stages&title=Healthcare%20Plan%20Renewals%20-%20The%205%20Process%20Stages&summary=) [**](https://plus.google.com/share?url=https%3A%2F%2Fwww.wdandassociates.com%2Fblog%2Fhealthcare-plan-renewal-stages) [![Company Health Plan Options - Switching Plans](https://www.wdandassociates.com/hubfs/man-shaking-hands-with-insurance-agent.jpg) ](https://www.wdandassociates.com/blog/switching-company-health-plan-options) ##### [Company Health Plan Options - Switching Plans](https://www.wdandassociates.com/blog/switching-company-health-plan-options) ![Ben Delmage](https://www.wdandassociates.com/hubfs/Headshots/New%20Headshots/Square%20headshots/Square%20Ben.jpg) By [ Ben Delmage](https://www.wdandassociates.com/blog/switching-company-health-plan-options/author/ben-delmage) - August 16, 2021 [**](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.wdandassociates.com%2Fblog%2Fswitching-company-health-plan-options&t=Company%20Health%20Plan%20Options%20-%20Switching%20Plans) [**](https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.wdandassociates.com%2Fblog%2Fswitching-company-health-plan-options&text=:%20) [**](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.wdandassociates.com%2Fblog%2Fswitching-company-health-plan-options&title=Company%20Health%20Plan%20Options%20-%20Switching%20Plans&summary=) [**](https://plus.google.com/share?url=https%3A%2F%2Fwww.wdandassociates.com%2Fblog%2Fswitching-company-health-plan-options) [![Common and Costly Employee Benefits & HR Mistakes](https://www.wdandassociates.com/hubfs/woman-answering-questions-of-hr-manager.jpg) ](https://www.wdandassociates.com/blog/common-and-costly-employee-benefits-and-hr-mistakes) ##### [Common and Costly Employee Benefits & HR Mistakes](https://www.wdandassociates.com/blog/common-and-costly-employee-benefits-and-hr-mistakes) ![Ben Delmage](https://www.wdandassociates.com/hubfs/Headshots/New%20Headshots/Square%20headshots/Square%20Ben.jpg) By [ Ben Delmage](https://www.wdandassociates.com/blog/common-and-costly-employee-benefits-and-hr-mistakes/author/ben-delmage) - July 29, 2021 [**](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.wdandassociates.com%2Fblog%2Fcommon-and-costly-employee-benefits-and-hr-mistakes&t=Common%20and%20Costly%20Employee%20Benefits%20&%20HR%20Mistakes) [**](https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.wdandassociates.com%2Fblog%2Fcommon-and-costly-employee-benefits-and-hr-mistakes&text=:%20) [**](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.wdandassociates.com%2Fblog%2Fcommon-and-costly-employee-benefits-and-hr-mistakes&title=Common%20and%20Costly%20Employee%20Benefits%20&%20HR%20Mistakes&summary=) [**](https://plus.google.com/share?url=https%3A%2F%2Fwww.wdandassociates.com%2Fblog%2Fcommon-and-costly-employee-benefits-and-hr-mistakes) [![Meet Your Account Manager: Melissa Rebelo](https://www.wdandassociates.com/hubfs/Headshots/New%20Headshots/Square%20headshots/Square%20Melissa.jpg) ](https://www.wdandassociates.com/blog/meet-your-account-manager-melissa-rebelo) ##### [Meet Your Account Manager: Melissa Rebelo](https://www.wdandassociates.com/blog/meet-your-account-manager-melissa-rebelo) ![Natalie Delmage](https://app.hubspot.com/settings/avatar/2d39381fa78b623d16ea5059eec46a95) By [ Natalie Delmage](https://www.wdandassociates.com/blog/meet-your-account-manager-melissa-rebelo/author/natalie-delmage) - May 1, 2019 [**](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.wdandassociates.com%2Fblog%2Fmeet-your-account-manager-melissa-rebelo&t=Meet%20Your%20Account%20Manager:%20Melissa%20Rebelo) [**](https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.wdandassociates.com%2Fblog%2Fmeet-your-account-manager-melissa-rebelo&text=:%20) [**](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.wdandassociates.com%2Fblog%2Fmeet-your-account-manager-melissa-rebelo&title=Meet%20Your%20Account%20Manager:%20Melissa%20Rebelo&summary=) [**](https://plus.google.com/share?url=https%3A%2F%2Fwww.wdandassociates.com%2Fblog%2Fmeet-your-account-manager-melissa-rebelo) [![WD-Patriot-logo-RGB](https://www.wdandassociates.com/hubfs/WD%20Logos/WD-Patriot-logo-RGB.png "WD-Patriot-logo-RGB")](https://www.wdandassociates.com/) #### WHO WE ARE Offices throughout Rhode Island & New Jersey. Established in 1992 by William Delmage. Headquartered in East Providence, RI with offices in Newport and Hoboken, NJ. One of New England's premier, award winning, health care consulting firms. #### CONNECT - [**](https://www.facebook.com/wdandassociates/) - [**](https://twitter.com/WDA_Patriot) - [**](https://www.linkedin.com/company/wd-%26-associates-inc-) #### CONTACT HQ: 34 Hemingway Drive East Providence Rhode Island 02915 United States [401.435.4239](tel:4014354239) [info@wdandassociates.com](mailto:info@wdandassociates.com) #### SITEMAP ### CONNECT WITH US 2021 WD & Associates. All rights reserved.